Here are some of the most common scams and
con games. Many of these cons have been around for centuries yet still manage to find new
By John M. Carpino & John W. Kolberg
The Pigeon Drop
A female, male or any combination of same will approach
you and either show you a large amount of cash or tell you about the large sum of money
that they just found. The con artist may explain that whoever lost the cash must have
obtained it unlawfully. He will offer to share the wealth with you, but first you will
need to put up some cash in order to show your good faith. The con artist will encourage
you to make a withdrawal at your local bank. In most cases the con artist does not have
any cash to show you on the spot, but has had a third party approach the scam and offer to
bring you back your share as a responsible employer is holding on to the loot. If the con
artist has shown you the found cash and offered to share with you on the spot, after you
hand over your good faith money, then all you will find is a few small bills wrapped
around a lot of nothing.
The bottom line is not to fall for any story about any found cash and sharing in the
Santa Claus only comes once a year.
Bank Examiner Scam
A male or female purporting to be a law enforcement
officer complete with badge to get your attention, will either phone or approach you
and explain that they need your assistance to catch a corrupt bank employee. The con
artist (fake cop) will inform you that the local bank teller at your bank is stealing your
money every time you make a transaction. The con artist will further tell you that they
need you to make a withdrawal and they will be able to prove to you that the suspect
teller actually withdrew more cash than you requested and kept the difference. The con
artist will inform you to keep this matter strictly confidential. The con artist may even
meet you in a public place, such as a library, in order to go over the details of their
investigation. You will feel a need to cooperate as this is your money and you don't want
to be deceived by the corrupt bank teller.
You meet the fake cop at the bank and he may even arrange for a cab ride for you. The con
artist will direct you to make a substantial withdrawal and ask you to turn it over to
them in order to document the bills and complete the investigation. The only problem is
soon after you turn over your cash to the fake cop/con artist, the con and the cash will
vanish in the parking lot . Real Cops don't need you to withdraw money to investigate
these types of matters. Real Cops will either use loss prevention personnel at the bank,
other bank employees, plain clothes police officers, or other sources.
Flat Tire/Good Samaritan Alert
After conducting business at your local bank, check your
tires and see if they appear to be low on tire pressure or flat. Cons have been known to
either puncture or slash a tire on your car knowing the tire will soon be flat. The con
will follow you from the bank parking lot and offer to help with the flat tire . The con
usually targets the elderly knowing they will normally accept the offer of assistance. The
cons may travel as a husband and wife and appear friendly and non-threatening. As soon as
one of the cons begin working on the flat tire the other will be working on cleaning out
SafetyCops say DO NOT accept the offer of assistance.
Lock your car doors and call for help using a cell phone. If necessary start sounding your
car horn to drawn attention .
Driveway and Roof Repair Scams
A male will approach you and offer to fix that roof leak
you have or seal coat your driveway. The price will be reasonable and they offer to work
cheap in exchange for cash. The con artist may even have a letterhead that looks to be
legitimate. Due to the low cost you may agree to have the work performed immediately.
The con artist will simply use a silver color paint to brush around the flashing making it
look like he is hard at work on your roof. The con may offer to seal coat the driveway in
a similar fashion and simply apply some old motor oil to the dull surface making it look
good as new, until the first rain.
In either case the con really wants the cash you have hidden within your home in addition
to the fee he charged for the supposed "work". Here's how he'll get it...
The con will ask to use your bathroom or telephone. His partner may engage you in a
conversation to distract your attention while the con roots through your dresser drawers
and jewelry boxes. They know where to look and are familiar with all the
"secret" hiding places most homeowners use. They can pick you clean in just
The lost puppy trick
Also be on the alert during summer months when your out
in your yard for a con artist family that pretends to be looking for their lost puppy.
These same con artist are the same people doing the roof and driveway jobs, but they just
ran out of silver paint and old motor oil.
While you are helping them find the lost puppy, some of the family members will be inside
your home looking for cash and other items of value. Don't be taken by the family
traveling with children as they too are part of the diversion. A popular variation of the
lost puppy is to have the child ring the doorbell and beg to use the washroom. The child
will appear to be in obvious distress. You let the kid in to use the bathroom while mom or
dad engage you in conversation. While you are distracted the child goes through your
things, pocketing cash and jewelry.
Keep your doors locked at all times, even if you are just out in the back yard for a few
minutes, that's all the time they need to seek and find.
If you need your roof repaired or driveway seal coated check with a neighbor and get a
referral, check your local yellow pages, or find a trustworthy handy man. Also check with
your local city or township office and see if they have a list of competent sources to
perform the work in question.
When in doubt investigate first, before its too late. Notify the local police if you
suspect some type of scam going down or if you see what you believe to be a scam going on
at the home of an elderly neighbor.
Meter Readers-Census Workers-Police Officers
Also be on the look out (BOLO) for strangers appearing at
your door purporting to be utility workers from either the telephone, electric, or gas
company. These con artists for the most part target the elderly. The con artist simply
wants to gain entry and find the cash kept in the home.
Keep your distance and verify their credentials by calling their office. These innocent
property crimes can go bad and turn into violent crimes. Unfortunately there are con
artist that go one step further and identify themselves as police officers in order to
gain entry into your home. Don't hesitate to question the identity of whoever.
Call the police and check the validity of these officers if in doubt, they will be glad to
assist you and will understand your concern. Dial 911 for an emergency. Better to be Safe
than to be Sorry.
It may be time to purchase a inexpensive intercom system that is easily installed. This
way you don't have to have any face-to-face contact with a con artist and you can summons
the police before its too late.
Often times con artists will try to get you to subscribe
to a magazine or offer a cure for a medical condition. A con may also offer a free
inspection of your home for problems with your furnace, hot water tank, appliance, or
garage door. Whatever the con has to offer, simply say no and report them to your local
More than likely they need to have a solicitor or business license of some type from your
local city hall in order to conduct such door-to-door business.
The con may even have an I.D. that appears to have been issued by your local government
office. Check it carefully.
Don't get tangled in the net by these con artist that may offer to perform electrical,
plumbing, and related work. Anybody can have stationery printed in no time that looks to
You worked too hard for your money, don't give it away.
Get a referral from a neighbor for work that needs to be performed and consult the yellow
pages. If a professional is listed with the yellow pages and you still have doubts, visit
our At-A-Glance page for tips on how to check out a
A male will approach you and explain that he recently
separated with his girlfriend or has recently stolen the 14K ladies ring that he now has
in his hand and that he needs fast cash. The male may go on to tell you that he was just
laid off from his job. The con may even tell you how the money will pay for food and a
fill up for his car, as of course he just ran out of gas.
The story and the ring look pretty good. You make an offer and feel real good about the
great deal you just negotiated. The only problem is that the ring is of little if any
value and the 14K stamp is MO-JO.
says only fools buy fools gold.
You will be approached by a male con artist who shows you
a brand new portable TV and will offer to sell you one, still in the box. The con artist
will tell you that he has a few available as they fell off the truck, if you know what I
mean. The price will be good and the TV is just the thing you need.
The con will sell you a brand new one in the box. You can't wait until you get home with
your new TV. Luckily for you the con only sold you one box of bricks in a TV box.
Another TV Scam is targeted for only the high roller/professional. The con will find your
company listed in a local phone book and call your office. The con will explain that he
just happened to find himself in the neighborhood and has a tractor-trailer full of TVs
for sale. The con explains that he is just a block or two away at a local restaurant and
is willing to meet with you if you keep the matter confidential, as the TVs have just been
stolen from a retail store at a local shopping center.
You meet the con at the restaurant and discuss price for the entire load of TVs.
The con wants you to get the cash together immediately and rent a truck suitable to hold
the load of TVs, as they currently are stored in a trailer waiting at a loading dock.
The con will have you drive him to the shopping center in order to view the trailer load
of TVs. The con will simply pick out a trailer backed into a retail store of the mall and
explain how the driver is in on the deal/theft.
You hurry up and come back with the cash and the truck. You give the con a ride back to
the loading dock, as he needs to confirm everything with his partner at the dock. The con
artist jumps onto dock or enters a small door near loading dock to show you he is legit.
After a few hours you investigate and find the real driver of the tractor-trailer and
discover the con is long gone. The con made his way from the dock area to the mall and is
Lottery Ticket Scam
A con will seek you out and offer to share with you the
windfall from a winning lottery ticket. The con will explain how he/she is unable to claim
the winning ticket because he/she is either going through a divorce and can't claim the
money or is on a work related injury and is receiving benefits that will be reduced.
The con may even have another third party involved to verify the validity of the ticket.
You will in turn feel the need for greed and give the con artist a sum of cash in exchange
for the winning lottery ticket.
I don't think I have to tell you the ending to this story if you have been paying
Please pass this information on to family members that may not be aware of these type of
scams. Con artist scams occur throughout all neighborhoods. Just because someone appears
to be legitimate and you feel a need to save or make money, don't be fooled.
Report suspicious activity to your local police.
say if it sounds to good to be true, it probably is !